New Immigrants & Visitors to Canada
Each year, Canada welcomes visitors from all over the world. Whether these visitors to Canada are coming to Canada as a tourist, to visit family for an extended period of time, to study, or to make Canada their new home – visitors to Canada insurance is a must!
Visitors to Canada are not covered under Canada’s universal healthcare system and those who are immigrating to Canada may be subject to a waiting period before they are eligible for their Government Health Insurance Plan (GHIP). This means that if a visitor to Canada falls ill or has an accident, they would have to pay for the emergency medical costs out-of-pocket. These costs of medical care in Canada can be very expensive and financially devastating to families.
To help provide financial protection, it is highly recommended, and sometimes mandatory for a visitor to purchase visitors to Canada insurance. These plans provide coverage for a sudden and unforeseen accident or illness.
Visitors Insurance is ideal for:
Non-Canadian residents who want to visit Canada
Canadian residents who have parents or grandparents visiting them under the Super Visa program
Landed immigrants and returning Canadians waiting for Government Health Insurance Plan Coverage
Key Benefits of Visitor to Canada Travel Insurance:
Emergency Medical Treatment: Up to the sum insured for: emergency medical treatment for in-patient or out-patient care; treatment by physician or surgeon; X-rays and laboratory services; Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription)
Ambulance: Covers up to the sum insured for ground, air or sea ambulance (including paramedics)
Accidental Dental: *coverage varies depending on the travel insurance plan that you purchase from the provider of your choice
Emergency Air Transportation: Up to the sum insured for medical air evacuation.* If medically required
Family Transportation: When insured traveler is hospitalized, covers a round trip economy airfare or ground transportation costs for a family member to be at their bedside
Child Care: Covers the cost of licensed child care for a dependent travelling with the insured when the insured traveler is confined to hospital or transferred to a different hospital in another city for emergency medical treatment
Return of Remains: Covers the cost for preparation and transportation to the country of origin, destination in Canada, or the cost of cremation or burial at the place of death
These are just some key benefits, benefits and coverage varies depending on the actual plan that you purchase from the travel insurance provider of your choice.
International Students
This insurance provides coverage for medical expenses incurred by international students enrolled in a school in Canada, as well as their accompanying family members. Coverage is also provided for COVID-19.
Maximum Policy Limit of $2,000,000
Covers up to 69 years old
Coverage is available for family members who are residing with the student while they are enrolled in school
Travel worldwide is covered provided the insured intends to spend the majority of their time in Canada
Visits to the home country are permitted; the Policy will not terminate but expenses in the home country will not be covered
Coverage is available during school breaks provided the student is still enrolled as a full-time or part-time student
Please contact us for the list of benefits included in this plan.
